What You Need To Know About Commercial Water Damage Claims

8/20/2020 (Permalink)

Commercial damage in Grasslands, FL

Storms can strike at any time, and virtually no business is immune to their potentially destructive power. If you’ve recently dealt with commercial water damage in Grasslands, FL, you may be able to make a small business claim. Before you file, there are a few things you should know about the process to help make your recovery more efficient.

“Damage” Can Encompass Several Types

It’s important to first determine whether your policy covers the damage you’ve experienced. “Damage” can encompass several things, including:

• Mold
  
• Corrosion
  
• Structural damage
  
• Destroyed inventory
  
  

Not all policies offer the same coverage, so check with your provider about the limits and exclusions of your policy.

Document Any Damage Thoroughly
In order to strengthen your claim, it’s essential to document any damage thoroughly to show the insurance company as proof. Before you call cleanup and restoration services, be sure to take photos of the space. Also hang on to any relevant receipts, such as those for equipment purchases or inspection completions. These records will be helpful in determining the total value of your company’s losses.

Plan To Proactively Prevent Future Damage
After dealing with damage and an insurance business claim, you may be wondering what you can do to prevent issues in the future. As a general rule, maintenance of your building is needed to keep it from having a pipe break. Check gutters and drainage areas regularly to keep them clear, and remove snow and ice from your roof when needed. It may also be a good idea to protect exposed pipes from freezing by insulating them and to keep the indoor temperature over 55 degrees at all times.
Suffering commercial damage from water is frustrating for any company, but filing a business claim can help mitigate the aftereffects. By understanding the ins and outs of the claims process, you can get your building restored quickly and get back on your feet.