3 Actions You Can Take To Prepare for a Flood Claims Adjuster's Visit

8/17/2021 (Permalink)

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3 Things You Can Do to Get Ready for a Flood Claims Adjuster Visit

Once a flood affects your North Lakeland, FL, home, it can be difficult to know how to proceed with cleanup efforts and how to recover from the monetary loss you have suffered. One of the first steps you can take is to contact your insurance company and advise it of the damage. Once the claim is filed, a home adjuster might visit to inspect the property, and there are a few ways you can prepare for this to ensure the process goes smoothly.

1. Leave Damaged Items Where They Are

While you might be tempted to throw away damaged items, your claims adjuster might want to view them to assess the extent of the damage. While taking photographs can be helpful, allowing the adjuster to look over the actual items can give him or her a better idea of the severity of the flood. Some items you may want to leave in place include televisions, mattresses and clothing.

2. Make a List of Damaged or Missing Items

If the flood was powerful enough to wash away any items, you can assist your home adjuster with making a claim by creating a list of missing and/or damaged items. This can make the assessment simpler and allow him or her to itemize losses and file your insurance claim faster.

3. Collect Estimates From a Variety of Companies

Before the adjuster's visit, you may want to collect estimates from contractors, construction companies and professional flood cleanup and restoration specialists. Compiling this list can help your claims adjuster see what repairs need to be made, how much it might cost and how long it will take. Having these figures available can avoid delays in your claim and allow repairs to begin as soon as possible.

When flooding devastates your North Lakeland, FL, property, working closely with your insurance company's home adjuster may give you peace of mind that your claim can be processed efficiently. As a homeowner, this can be just as important as replacing lost or damaged items.