3 Ways FEMA Can Help You After a Storm

5/16/2022 (Permalink)

While repairing and rebuilding your home after a storm is your number one priority, you'll find that you need help with other areas, too.

FEMA Can Assist You In 3 Ways After A Storm

Dealing with the aftermath of a devastating storm can be overwhelming. The wind likely broke your windows, and the flooding destroyed your home and belongings, and you might be unsure how to proceed. FEMA is a government-funded organization that helps people in your situation. Here are three ways they can help you after a storm.

1. Help Pay Repair Costs Not Covered by Flood Insurance

Experts advise that the first thing you do after your home in South Lakeland, FL, floods, is to file an insurance claim and then file for emergency assistance. Depending on your insurance policy, you might find that all of your storm damage restoration costs aren't covered, and the emergency agency helps cover your additional costs. The FEMA representative handling your case will need to see the declaration page from your insurance and proof of your claim, so you'll want to have those items ready when you contact them.

2. Help Pay for Personal Expenses

While repairing and rebuilding your home after a storm is your number one priority, you'll find that you need help with other areas, too. Whether you lost your wheelchair in the storm or need assistance with child care or moving expenses, ask for help paying those expenses when you file your emergency assistance claim. Your representative will go over a checklist of expenses with you to ensure that nothing is missed. The agency will also help you get reimbursed for equipment you purchased to clean up your property after the squall, such as chain saws and generators.

3. Help Pay for Living Expenses

If your house is unlivable after a storm, you'll need somewhere to go. FEMA will work with you to reimburse the costs of staying in a hotel or short-term rental and any associated taxes. Because they don't pay the expenses upfront, you will want to remember to keep track of all receipts and bills that you pay for your living situation.

Even though your life might be temporarily thrown into upheaval after a major storm, relying on government assistance can help you easily sail through the aftermath.